Help to Buy Scheme latest sales results – equivalent to 143 homes sold every day in 2018  


The Government’s Ministry of Housing Communities and Local Government (MHCLG) has just released strong 2018 official results for its Help to Buy Scheme. Since April 2013, some 210,964 properties were bought with an equity loan. 

In 2018, the figures show that the equivalent of 143 homes sold per day, that’s 1000 properties selling every week. 

Over the six year period, first time buyers represent 81 per cent of those buyers who have been helped onto the housing ladder by the Help to Buy Equity scheme.   

The Government scheme accounts for a total loan value of £11.7 billion since being set up by the government in April 2013.  The overall value of properties sold through the funding initiative stands at £54.48 billion 

London’s leads the equity loan value rising by 20% since 2016 

Under the scheme the mean equity loan was £55,498 and the mean purchase price of a property bought was £258,223From February 2016, in London, the maximum equity loan rose from 20% to 40%.  From then until the end of 2018, there were 12,511 property transactions in London and 10,635 were made with an equity loan higher than 20%. 

Craig Hall, head of broker relationships and propositions at the Legal and General Mortgage Clubsaid:  “The figures confirm the vital role of Help to BuyThe scheme has not only enabled housebuilders to deliver more homes, but it is consistently supporting the buyers who need it most with first time buyers accounting for 81% of total purchase.” 

During the first quarter of 2019, robust HMRC transaction statistics potentially suggest that Help to Buy fuelled sales are still performing consistently, continuing the trend of the past 12 months. 

One in seven first time buyers benefited from Help to Buy 

Kate Davies, executive director of Intermediary Mortgage Lenders Association (IMLA)said: “The scheme was highly successful in 2018 and has continued to stimulate the bottom of the housing ladder and indirectly support the whole of the UK property sector throughout the year. 

Davies added: “With as many as one in every seven first time buyers using Help to Buy in England in 2018, it is likely that the programme will remain invaluable in supporting home buyers over the remaining years of scheme, and will play a crucial role in helping to keep the housing market on an even keel during a period of heightened uncertainty as a result of.” 

Mr Hall said: “Looking beyond the scheme’s end it’s vital that Government and industry works together to ensure these buyers remain supported. It’s likely that we may see private schemes coming to market to help fill the void, however during the previous Legal and General New Build Forum, the Ministry of Housing, Communities and Local Government hinted they are considering alternative schemes to Help to Buy.”

The MHCLG has made it clear that Help to Buy will come to an end in 2023 and that it is looking to lenders and developers to come up with alternative products for first-time buyers and second movers.  

Highgrove Mews

High Net Yield Freehold Houses

  • Commutable to London (27 mins to central Paddington station)
  • Rental demand extremely strong with large industry presence in Reading
  • Freehold with 4% net yield

£284,955 - £457,000

St Petersgate – Stockport Manchester

New Launch - Stockport Manchester, apartments from £160,000

  • Discounted launch prices from £160,000
  • Excellent transport links with 3 trains per hour to London Euston and only 9 mins journey to Manchester Piccadilly
  • Experienced development team

Assured Rent Housing Association Leases

Assured Rent Housing Association Leases

  • Assured rent & no rental voids
  • Tenant damage cover & newly refurbished inline with requirements of a corporate sitting tenant
  • Free property and lettings management

From £62,000

Emerging Birmingham Commuter Town With Properties From Just £104,000

The emerging Birmingham commuter town where properties are selling in an average of just 24 days

  • A collection of 62 two bedroom apartments and 28 one bedroom apartments.
  • DE14 is one of the fastest selling postcodes in the West Midlands.
  • 23 minute train journey into Birmingham New Street Station.

Properties from £104,000

Mill, Stockport

The Northwest's emerging property hotspot

  • Discounted off-plan 2-bed prices from £162,000
  • Completion date - Q4 2021
  • Rental yields - 6% plus

Discounted off-plan 2-bed prices from £162,000

South Central – Birmingham City Centre Apartments

Highly anticipated 28 storey launch in Birmingham City Centre with an impressive roof garden and communal facilities.

  • 154 units across 28 storeys
  • Residential multi-media community room, gym, roof garden and sky cinema
  • Excellent future connectivity via the metro system to other key transport hubs and locations around the city

from £205,800


Talk to us

Speak to our UK property experts today: 

+44 (0) 333 123 0320

Open from 9am-6pm GMT

+852 9865 4446

Open from 9am-6pm HKT

Stamp Duty Calculator


Unlock members only investment opportunities and full development details. Join now – it’s free, quick and easy.


Not a member? Sign up for free

housing shortage

Help to Buy Scheme latest sales results – equivalent to 143 homes sold every day in 2018  


By submitting your details via this online form you agree to be contacted via email/phone/SMS by Direct Marketplace Ltd t/a BuyAssociation in relation to property investment and property developments . We do not share your personal details with third parties.  To view our full Privacy Policy click here.