Buying a house? Here’s how you save some money!


Nine in 10 sellers would accept a lower offer from buyers who can complete a transaction quickly, a new research by ClearScore has shown.

The study by the credit checking firm says that more than one fifth (22%) of sellers would definitely accept an offer up to 5% lower than the asking price if the buyer is chain free and already has a mortgage agreed, whilst 52% stated they would “consider” reducing the asking price if those conditions were met.

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With the UK’s average house price currently being at £207,308, this would mean buyers could save up to £10,366 through being organised and planning ahead.

According to the ClearScore study, these are the top three priorities for sellers:

  • Proof the buyer can afford the property
  • The buyer has a mortgage agreed
  • The buyer is chain free

Justin Basini, ClearScore CEO, said:

“With a chronic shortage of homes for Brits, it’s no wonder that those selling their houses have the luxury of being picky. The research is clear: it’s not just about how high you bid, you must be seen as ‘buyer ready’.”

Buying a home is likely to be the single biggest purchase we ever make, which is all the more reason to ensure finances are in the best possible place before kick starting a housing search. I strongly recommend checking your credit report for any unexpected surprises at the outset, so you can begin the house buying process with confidence,” he continued.

5 Surprising Factors that Impact House Prices

The latest house price index from Rightmove showed that asking prices for London homes have hit a new all-time high this month.

Rightmove explained:

“Pre-election periods typically cause a pause in activity, but this price growth and strong year-to-date numbers of sales agreed indicate that many are undeterred.”

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Buying a house? Here’s how you save some money!

Buying a house? Here’s how you save some money!


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