Investing in property? Here are 5 things worth knowing.


Whether, you’re new to the landlord-life, a landlord by chance or an experienced property investors, here are five things you should know about rental property.

1. House prices have remained stable

Activity in the buy-to-let sector has bounced back from April’s increase on stamp duty and any uncertainty that has hit the country after Britain’s decision to leave the EU.

Rightmove actually reported a 30% increase in the number of investor enquiries between the second and third quarter of this year.

Review and expert advice page Which? had a look into three of the biggest house price indices and they found out that the average house price increased by 1.6% between June and August. They also warned though that this rate can vary from area to area.

2. Mortgage interest tax relief changes

Following rules currently in place, landlords can deduct mortgage interest payments from their income before calculating the amount of tax they’ll have to pay.

Starting from April next year, the amount landlords can claim will slowly be reduced until 2020, when costs will be deductible at the basic rate of 20%.

This change will especially have an impact on those who pay tax at 40%, and might see a lot of landlords having a significant part of their profits removed.

3. Stamp duty increase

Whilst George Osborne might not be the country’s Chancellor anymore, one of is most controversial policies is still in place. Since April this year, landlords are facing a hike in stamp duty by 3%.

This adds a rather significant cost onto some (more expensive) properties.

Exception to this rule are inherited properties as well as more niche investment forms like hotel investments.

4. Right to Rent checks

Before signing a contract, landlords (or the tenant management) need to make sure their tenants are legally allowed to live in the UK.

If a landlord fails to arrange for that check, they will face a fine of up to £3,000 if they were actually letting their property to a tenant without sufficient rights to live in the country.

5. More buy-to-let changes in the Autumn Statement

Communities secretary, Sajid Javid, may have hinted that further property taxation could be coming along.

Whether there’s any solid foundation to Mr Javid’s statement remains to be seen. Landlords and property investors should keep a keen eye out for new-Chancellor Philip Hammond’s Autumn Statement on 23 November.

Highgrove Mews

High Net Yield Freehold Houses

  • Commutable to London (27 mins to central Paddington station)
  • Rental demand extremely strong with large industry presence in Reading
  • Freehold with 4% net yield

£284,955 - £457,000

St Petersgate – Stockport Manchester

New Launch - Stockport Manchester, apartments from £160,000

  • Discounted launch prices from £160,000
  • Excellent transport links with 3 trains per hour to London Euston and only 9 mins journey to Manchester Piccadilly
  • Experienced development team

Assured Rent Housing Association Leases

Assured Rent Housing Association Leases

  • Assured rent & no rental voids
  • Tenant damage cover & newly refurbished inline with requirements of a corporate sitting tenant
  • Free property and lettings management

From £62,000

Emerging Birmingham Commuter Town With Properties From Just £104,000

The emerging Birmingham commuter town where properties are selling in an average of just 24 days

  • A collection of 62 two bedroom apartments and 28 one bedroom apartments.
  • DE14 is one of the fastest selling postcodes in the West Midlands.
  • 23 minute train journey into Birmingham New Street Station.

Properties from £104,000

Mill, Stockport

The Northwest's emerging property hotspot

  • Discounted off-plan 2-bed prices from £162,000
  • Completion date - Q4 2021
  • Rental yields - 6% plus

Discounted off-plan 2-bed prices from £162,000

South Central – Birmingham City Centre Apartments

Highly anticipated 28 storey launch in Birmingham City Centre with an impressive roof garden and communal facilities.

  • 154 units across 28 storeys
  • Residential multi-media community room, gym, roof garden and sky cinema
  • Excellent future connectivity via the metro system to other key transport hubs and locations around the city

from £205,800


Talk to us

Speak to our UK property experts today: 

+44 (0) 333 123 0320

Open from 9am-6pm GMT

+852 9865 4446

Open from 9am-6pm HKT

Stamp Duty Calculator


Unlock members only investment opportunities and full development details. Join now – it’s free, quick and easy.


Not a member? Sign up for free

Investing in property? Here are 5 things worth knowing.

Investing in property? Here are 5 things worth knowing.


By submitting your details via this online form you agree to be contacted via email/phone/SMS by Direct Marketplace Ltd t/a BuyAssociation in relation to property investment and property developments . We do not share your personal details with third parties.  To view our full Privacy Policy click here.